{"id":14453,"date":"2026-06-17T13:22:25","date_gmt":"2026-06-17T10:22:25","guid":{"rendered":"https:\/\/peitrade.com\/?page_id=14453"},"modified":"2026-06-17T13:22:30","modified_gmt":"2026-06-17T10:22:30","slug":"ihracat-ticaretinde-odeme-yontemleri-lc-tt-cad-ve-acik-hesap-aciklandi","status":"publish","type":"page","link":"https:\/\/peitrade.com\/tr\/misir-urunleri-ihracat-bilgi-tabani\/ihracat-ticaretinde-odeme-yontemleri-lc-tt-cad-ve-acik-hesap-aciklandi\/","title":{"rendered":"\u0130hracat Ticaretinde \u00d6deme Y\u00f6ntemleri: LC, TT, CAD ve A\u00e7\u0131k Hesap A\u00e7\u0131kland\u0131"},"content":{"rendered":"\n<div class=\"wp-block-group kb-key-definition has-background is-layout-constrained wp-container-core-group-is-layout-16e3011f wp-block-group-is-layout-constrained\" style=\"border-left-color:#1E3A5F;border-left-width:4px;background-color:#F4F7FA;padding-top:1.25rem;padding-right:1.5rem;padding-bottom:1.25rem;padding-left:1.5rem\">\n<p class=\"wp-block-paragraph\"><strong>Temel tan\u0131m:<\/strong> ihracat ticaretinde bir <strong>\u00f6deme y\u00f6ntemi<\/strong>, bir ithalat\u00e7\u0131n\u0131n mallar i\u00e7in bir ihracat\u00e7\u0131ya \u00f6dedi\u011fi mekanizma ve zamanlamad\u0131r. Taze \u00fcr\u00fcn ticaretinde kullan\u0131lan d\u00f6rt y\u00f6ntem bir risk yelpazesinde yer al\u0131r: <strong>pe\u015fin \u00f6deme (TT)<\/strong> ihracat\u00e7\u0131 i\u00e7in en g\u00fcvenli ve ithalat\u00e7\u0131 i\u00e7in en risklidir; <strong>a\u00e7\u0131k hesap<\/strong> tersidir; <strong>akreditif (LC)<\/strong> ve <strong>belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme (CAD)<\/strong> arada yer al\u0131r ve riski bankac\u0131l\u0131k sistemi arac\u0131l\u0131\u011f\u0131yla dengeler.<\/p>\n<\/div>\n\n<p class=\"wp-block-paragraph\">Nas\u0131l \u00f6deme ald\u0131\u011f\u0131n\u0131z\u0131 se\u00e7mek, fiyat\u0131n kendisi kadar \u00f6nemlidir. 7\u201321 g\u00fcnl\u00fck transit pencerelerinde <a href=\"https:\/\/peitrade.com\/tr\/misir-urunleri-ihracat-bilgi-tabani\/taze-urunler-icin-soguk-zincir-depolama-sicakliklari\/\">reefer konteynerlerde<\/a> hareket eden bozulabilir mallar i\u00e7in \u00f6deme y\u00f6ntemi, ihracat\u00e7\u0131 ve ithalat\u00e7\u0131n\u0131n ne kadar risk ta\u015f\u0131d\u0131\u011f\u0131na, nakdin ne kadar h\u0131zl\u0131 serbest b\u0131rak\u0131ld\u0131\u011f\u0131na ve i\u015flemin banka \u00fccretlerinde ne kadara mal oldu\u011funa karar verir. Bu k\u0131lavuz, uluslararas\u0131 taze \u00fcr\u00fcn ticaretinde kullan\u0131lan d\u00f6rt \u00f6deme y\u00f6ntemini a\u00e7\u0131klar \u2014 <strong>telgrafik transfer (TT)<\/strong>, <strong>akreditif (LC)<\/strong>, <strong>belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme (CAD)<\/strong> ve <strong>a\u00e7\u0131k hesap<\/strong> \u2014 her birinin nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131, riski kimin ta\u015f\u0131d\u0131\u011f\u0131 ve her birinin ne zaman uygun oldu\u011fu.<\/p>\n\n<h2 id=\"table-of-contents\" class=\"wp-block-heading\">\u0130\u00e7indekiler<\/h2>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#payment-risk-spectrum\">\u00d6deme Risk Yelpazesi<\/a><\/li>\n\n\n\n<li><a href=\"#advance-payment-tt\">Pe\u015fin \u00d6deme ve Telgrafik Transfer (TT)<\/a><\/li>\n\n\n\n<li><a href=\"#letter-of-credit-lc\">Akreditif (LC)<\/a><\/li>\n\n\n\n<li><a href=\"#cash-against-documents-cad\">Belge Kar\u015f\u0131l\u0131\u011f\u0131 \u00d6deme (CAD)<\/a><\/li>\n\n\n\n<li><a href=\"#open-account\">A\u00e7\u0131k Hesap<\/a><\/li>\n\n\n\n<li><a href=\"#payment-comparison-table\">\u00d6deme Y\u00f6ntemleri Kar\u015f\u0131la\u015ft\u0131rmas\u0131: Riski Kim Ta\u015f\u0131r<\/a><\/li>\n\n\n\n<li><a href=\"#payment-vs-incoterms\">\u00d6deme Ko\u015fullar\u0131 Incoterms ile Nas\u0131l \u0130li\u015fkilidir<\/a><\/li>\n\n\n\n<li><a href=\"#choosing-egyptian-exports\">M\u0131s\u0131r \u0130hracat\u0131 \u0130\u00e7in Do\u011fru Y\u00f6ntemi Se\u00e7mek<\/a><\/li>\n\n\n\n<li><a href=\"#payment-pei-trade\">PEI Trade&#8217;de Uygulamada \u00d6deme Ko\u015fullar\u0131<\/a><\/li>\n\n\n\n<li><a href=\"#sources-references\">Kaynaklar ve Referanslar<\/a><\/li>\n<\/ul>\n\n<h2 id=\"payment-risk-spectrum\" class=\"wp-block-heading\">\u00d6deme Risk Yelpazesi<\/h2>\n\n<p class=\"wp-block-paragraph\">Her \u00f6deme y\u00f6ntemi, ihracat\u00e7\u0131 g\u00fcvenli\u011fini ithalat\u00e7\u0131 g\u00fcvenli\u011fine kar\u015f\u0131 takas eder. \u0130hracat\u00e7\u0131 ne kadar g\u00fcvende olursa, ithalat\u00e7\u0131 o kadar \u00e7ok nakit ve g\u00fcveni \u00f6nceden taahh\u00fct etmelidir \u2014 ve tersi. \u0130hracat\u00e7\u0131n\u0131n bak\u0131\u015f a\u00e7\u0131s\u0131ndan, y\u00f6ntemler en g\u00fcvenliden en riskliye \u015fu \u015fekilde s\u0131ralan\u0131r:<\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>Pe\u015fin \u00f6deme<\/strong> (pe\u015fin nakit, genellikle TT ile) \u2014 ihracat\u00e7\u0131 paray\u0131 sevkiyattan \u00f6nce elinde tutar.<\/li>\n\n\n\n<li><strong>Teyitli akreditif<\/strong> \u2014 iki banka \u00f6demeyi garanti eder, biri ihracat\u00e7\u0131n\u0131n \u00fclkesinde.<\/li>\n\n\n\n<li><strong>Gayrikabili r\u00fccu (teyitsiz) akreditif<\/strong> \u2014 ithalat\u00e7\u0131n\u0131n bankas\u0131 uygun belgeler kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6demeyi garanti eder.<\/li>\n\n\n\n<li><strong>Belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme \u2013 D\/P<\/strong> (\u00f6deme kar\u015f\u0131l\u0131\u011f\u0131 belgeler) \u2014 banka sevk belgelerini yaln\u0131zca ithalat\u00e7\u0131 \u00f6dedi\u011finde serbest b\u0131rak\u0131r.<\/li>\n\n\n\n<li><strong>Belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme \u2013 D\/A<\/strong> (kabul kar\u015f\u0131l\u0131\u011f\u0131 belgeler) \u2014 belgeler, ithalat\u00e7\u0131n\u0131n gelecekteki bir tarihte \u00f6deme vaadi kar\u015f\u0131l\u0131\u011f\u0131nda serbest b\u0131rak\u0131l\u0131r.<\/li>\n\n\n\n<li><strong>A\u00e7\u0131k hesap<\/strong> \u2014 mallar \u00f6deme vadesi gelmeden sevk edilir ve var\u0131r.<\/li>\n\n\n\n<li><strong>Konsinye (Consignment)<\/strong> \u2014 \u00f6deme yaln\u0131zca ithalat\u00e7\u0131 mallar\u0131 satt\u0131ktan sonra yap\u0131l\u0131r (en y\u00fcksek ihracat\u00e7\u0131 riski).<\/li>\n<\/ol>\n\n<h2 id=\"advance-payment-tt\" class=\"wp-block-heading\">Pe\u015fin \u00d6deme ve Telgrafik Transfer (TT)<\/h2>\n\n<p class=\"wp-block-paragraph\">Bir <strong>telgrafik transfer (TT)<\/strong> \u2014 banka havalesi veya SWIFT transferi olarak da adland\u0131r\u0131l\u0131r \u2014 do\u011frudan bankadan bankaya elektronik bir \u00f6demedir. <strong>Pe\u015fin \u00f6deme<\/strong> olarak kullan\u0131ld\u0131\u011f\u0131nda, ithalat\u00e7\u0131 fonlar\u0131 mallar sevk edilmeden \u00f6nce g\u00f6nderir. En basit ve en ucuz y\u00f6ntemdir ve ihracat\u00e7\u0131ya tam g\u00fcvenlik sa\u011flar, ancak t\u00fcm riski, mallar\u0131 g\u00f6rmeden veya almadan \u00f6deyen ithalat\u00e7\u0131ya y\u00fckler.<\/p>\n\n<p class=\"wp-block-paragraph\">Uygulamada, taze \u00fcr\u00fcn ticareti genellikle bir <strong>b\u00f6l\u00fcnm\u00fc\u015f TT<\/strong> kullan\u0131r: sipari\u015f onay\u0131nda bir avans (genellikle %20\u201330) g\u00f6nderilir ve bakiye, sevk belgelerinin veya kon\u015fimentonun bir kopyas\u0131 kar\u015f\u0131l\u0131\u011f\u0131nda g\u00f6nderilir. Bu, riski payla\u015f\u0131r ve yerle\u015fik bir ili\u015fkiye sahip ancak bir akreditifin maliyetini ve evrak i\u015fini istemeyen ortaklar aras\u0131nda yayg\u0131n olarak kullan\u0131l\u0131r.<\/p>\n\n<h2 id=\"letter-of-credit-lc\" class=\"wp-block-heading\">Akreditif (LC)<\/h2>\n\n<p class=\"wp-block-paragraph\">Bir <strong>akreditif<\/strong> \u2014 veya vesikal\u0131 kredi \u2014 ithalat\u00e7\u0131n\u0131n bankas\u0131n\u0131n (amir banka), ihracat\u00e7\u0131n\u0131n belirtilen s\u00fcreler i\u00e7inde bir dizi <strong>uygun belge<\/strong> sunmas\u0131 ko\u015fuluyla ihracat\u00e7\u0131ya sabit bir tutar \u00f6deme konusundaki yaz\u0131l\u0131 bir taahh\u00fcd\u00fcd\u00fcr. \u00d6deme, mallara de\u011fil belgelere ba\u011fl\u0131d\u0131r, bu y\u00fczden do\u011fru ve zaman\u0131nda belgeleme kritiktir. Akreditifler uluslararas\u0131 d\u00fczeyde ICC&#8217;nin <strong>UCP 600<\/strong> kurallar\u0131yla y\u00f6netilir. Yayg\u0131n varyasyonlar \u015funlar\u0131 i\u00e7erir:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Gayrikabili r\u00fccu LC<\/strong> \u2014 standart bi\u00e7im; t\u00fcm taraflar\u0131n onay\u0131 olmadan de\u011fi\u015ftirilemez veya iptal edilemez.<\/li>\n\n\n\n<li><strong>Teyitli LC<\/strong> \u2014 ikinci bir banka (genellikle ihracat\u00e7\u0131n\u0131n \u00fclkesinde) kendi garantisini ekler ve amir banka veya \u00fclke temerr\u00fcde d\u00fc\u015ferse ihracat\u00e7\u0131y\u0131 korur.<\/li>\n\n\n\n<li><strong>\u0130braz\u0131nda LC (Sight)<\/strong> \u2014 \u00f6deme, uygun belgeler sunuldu\u011funda yap\u0131l\u0131r.<\/li>\n\n\n\n<li><strong>Vadeli \/ ertelenmi\u015f LC (Usance)<\/strong> \u2014 \u00f6deme, ibrazdan sonra sabit bir tarihte (\u00f6rne\u011fin 30, 60 veya 90 g\u00fcn) yap\u0131l\u0131r ve ithalat\u00e7\u0131ya fiilen kredi sunar.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Bir LC her iki taraf\u0131 da korur, bu da onu ilk i\u015flemler veya daha y\u00fcksek de\u011ferli sevkiyatlar i\u00e7in varsay\u0131lan se\u00e7im yapar. Takaslar maliyet (a\u00e7ma, ihbar ve teyit \u00fccretleri) ve disiplindir: bozulabilir \u00fcr\u00fcnler i\u00e7in belgelerdeki herhangi bir uyumsuzluk, \u00f6demeyi kargonun zaten teslim edildi\u011fi noktan\u0131n \u00f6tesine geciktirebilir.<\/p>\n\n<h2 id=\"cash-against-documents-cad\" class=\"wp-block-heading\">Belge Kar\u015f\u0131l\u0131\u011f\u0131 \u00d6deme (CAD)<\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme<\/strong> \u2014 vesaik mukabili olarak da adland\u0131r\u0131l\u0131r \u2014 kapsam\u0131nda ihracat\u00e7\u0131 mallar\u0131 sevk eder ve ard\u0131ndan sevk belgelerini bankac\u0131l\u0131k zinciri arac\u0131l\u0131\u011f\u0131yla g\u00f6nderir. \u0130thalat\u00e7\u0131, belgeleri (ve dolay\u0131s\u0131yla mallar\u0131 g\u00fcmr\u00fckleyip teslim almay\u0131) yaln\u0131zca \u00fczerinde anla\u015f\u0131lan ko\u015fulu yerine getirerek alabilir. Vesaik mukabilleri ICC&#8217;nin <strong>URC 522<\/strong> kurallar\u0131yla y\u00f6netilir. \u0130ki bi\u00e7im vard\u0131r:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>D\/P \u2014 \u00d6deme kar\u015f\u0131l\u0131\u011f\u0131 belgeler:<\/strong> banka belgeleri yaln\u0131zca ithalat\u00e7\u0131 \u00f6dedi\u011finde serbest b\u0131rak\u0131r.<\/li>\n\n\n\n<li><strong>D\/A \u2014 Kabul kar\u015f\u0131l\u0131\u011f\u0131 belgeler:<\/strong> ithalat\u00e7\u0131, gelecekteki bir tarihte \u00f6deme vaat eden bir poli\u00e7eyi kabul etti\u011finde (imzalad\u0131\u011f\u0131nda) banka belgeleri serbest b\u0131rak\u0131r.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">CAD bir LC&#8217;den daha ucuz ve basittir, ancak temel fark \u015fudur: <strong>bankalar yaln\u0131zca arac\u0131 olarak hareket eder \u2014 \u00f6demeyi garanti etmezler<\/strong>. \u0130thalat\u00e7\u0131 belgeleri reddederse (\u00f6rne\u011fin piyasa fiyat\u0131 d\u00fc\u015ft\u00fc\u011f\u00fc i\u00e7in), ihracat\u00e7\u0131 yabanc\u0131 bir limanda mallarla ba\u015f ba\u015fa kal\u0131r. Bu y\u00fczden CAD, ilk kez al\u0131c\u0131lardan \u00e7ok g\u00fcvenilir ili\u015fkilere uygundur.<\/p>\n\n<h2 id=\"open-account\" class=\"wp-block-heading\">A\u00e7\u0131k Hesap<\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>A\u00e7\u0131k hesap<\/strong> ko\u015fullar\u0131nda, mallar \u00f6deme vadesi gelmeden sevk edilir ve teslim edilir \u2014 genellikle faturadan veya var\u0131\u015f tarihinden 30, 60 veya 90 g\u00fcn sonra. Bu, ithalat\u00e7\u0131 i\u00e7in en rekabet\u00e7i tekliftir ve olgun pazarlardaki b\u00fcy\u00fck perakende al\u0131c\u0131larla standart bir uygulamad\u0131r, ancak mallardan ayr\u0131lm\u0131\u015f ve \u00f6demeyi bekleyen ihracat\u00e7\u0131 i\u00e7in en y\u00fcksek riski ta\u015f\u0131r. \u0130hracat\u00e7\u0131lar bu riski genellikle bir <strong>ticari kredi sigortas\u0131<\/strong> ile veya a\u00e7\u0131k hesap ko\u015fullar\u0131n\u0131 uzun s\u00fcredir g\u00fcvenilir al\u0131c\u0131lara saklayarak y\u00f6netir.<\/p>\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-1.jpg\" alt=\"Pe&#x15F;in &#xF6;deme ve akreditiften belge kar&#x15F;&#x131;l&#x131;&#x11F;&#x131; &#xF6;deme ve a&#xE7;&#x131;k hesaba uzanan bir risk yelpazesinde ihracat &#xF6;deme y&#xF6;ntemleri\"\/><\/figure>\n\n<h2 id=\"payment-comparison-table\" class=\"wp-block-heading\">\u00d6deme Y\u00f6ntemleri Kar\u015f\u0131la\u015ft\u0131rmas\u0131: Riski Kim Ta\u015f\u0131r<\/h2>\n\n<figure class=\"wp-block-table is-style-stripes has-border-color has-palette-color-2-border-color\"><table class=\"has-border-color has-palette-color-2-border-color\"><thead><tr><th>Y\u00f6ntem<\/th><th>Nas\u0131l \u00e7al\u0131\u015f\u0131r<\/th><th>\u0130hracat\u00e7\u0131 i\u00e7in risk<\/th><th>\u0130thalat\u00e7\u0131 i\u00e7in risk<\/th><th>G\u00f6receli maliyet<\/th><th>En iyi kullan\u0131m zaman\u0131<\/th><\/tr><\/thead><tbody><tr><td><strong>Pe\u015fin \u00f6deme (TT)<\/strong><\/td><td>\u0130thalat\u00e7\u0131 fonlar\u0131 sevkiyattan \u00f6nce g\u00f6nderir<\/td><td>En d\u00fc\u015f\u00fck<\/td><td>En y\u00fcksek<\/td><td>En d\u00fc\u015f\u00fck<\/td><td>Yeni al\u0131c\u0131, k\u00fc\u00e7\u00fck sipari\u015f veya avans olarak<\/td><\/tr><tr><td><strong>Akreditif (LC)<\/strong><\/td><td>\u0130thalat\u00e7\u0131n\u0131n bankas\u0131 uygun belgeler kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6der (UCP 600)<\/td><td>D\u00fc\u015f\u00fck<\/td><td>D\u00fc\u015f\u00fck<\/td><td>Y\u00fcksek<\/td><td>\u0130lk i\u015flemler veya daha y\u00fcksek de\u011ferli sevkiyatlar<\/td><\/tr><tr><td><strong>Belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme (CAD)<\/strong><\/td><td>Banka belgeleri \u00f6deme (D\/P) veya kabul (D\/A) kar\u015f\u0131l\u0131\u011f\u0131nda serbest b\u0131rak\u0131r; URC 522<\/td><td>Orta<\/td><td>Orta<\/td><td>Orta<\/td><td>G\u00fcvenilir al\u0131c\u0131; bir LC&#8217;ye daha ucuz alternatif<\/td><\/tr><tr><td><strong>A\u00e7\u0131k hesap<\/strong><\/td><td>Mallar \u00f6nce teslim edilir; \u00f6deme 30\u201390 g\u00fcnde<\/td><td>En y\u00fcksek<\/td><td>En d\u00fc\u015f\u00fck<\/td><td>D\u00fc\u015f\u00fck (art\u0131 iste\u011fe ba\u011fl\u0131 kredi sigortas\u0131)<\/td><td>Yerle\u015fik, g\u00fcvenilir tekrar eden al\u0131c\u0131lar<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<h2 id=\"payment-vs-incoterms\" class=\"wp-block-heading\">\u00d6deme Ko\u015fullar\u0131 Incoterms ile Nas\u0131l \u0130li\u015fkilidir<\/h2>\n\n<p class=\"wp-block-paragraph\">\u00d6deme ko\u015fullar\u0131 ve <a href=\"https:\/\/peitrade.com\/tr\/misir-urunleri-ihracat-bilgi-tabani\/taze-urunler-icin-incoterms-fob-vs-cif-vs-cfr-vs-dap-aciklamasi\/\">Incoterms<\/a>, ayn\u0131 s\u00f6zle\u015fmenin iki ayr\u0131 par\u00e7as\u0131d\u0131r ve asla kar\u0131\u015ft\u0131r\u0131lmamal\u0131d\u0131r. <strong>Incoterms<\/strong> (FOB, CIF, CFR ve DAP gibi), nakliyeyi ve sigortay\u0131 kimin d\u00fczenledi\u011fini ve \u00f6dedi\u011fini ve riskin sat\u0131c\u0131dan al\u0131c\u0131ya nerede ge\u00e7ti\u011fini tan\u0131mlar. <strong>\u00d6deme y\u00f6ntemi<\/strong> (TT, LC, CAD veya a\u00e7\u0131k hesap), paran\u0131n nas\u0131l ve ne zaman hareket etti\u011fini tan\u0131mlar. Tam bir anla\u015fma her ikisini de belirtir \u2014 \u00f6rne\u011fin: <em>CIF Rotterdam, \u00f6deme %30 TT pe\u015fin ve %70 ibraz\u0131nda gayrikabili r\u00fccu LC ile.<\/em><\/p>\n\n<h2 id=\"choosing-egyptian-exports\" class=\"wp-block-heading\">M\u0131s\u0131r \u0130hracat\u0131 \u0130\u00e7in Do\u011fru Y\u00f6ntemi Se\u00e7mek<\/h2>\n\n<p class=\"wp-block-paragraph\">M\u0131s\u0131rl\u0131 \u00fcreticiler ve ihracat\u00e7\u0131lar i\u00e7in se\u00e7im genellikle ili\u015fkiyi ve kargoyu izler:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Yeni bir al\u0131c\u0131yla ilk sipari\u015f:<\/strong> pe\u015fin \u00f6deme (tam veya bakiyesi belge kar\u015f\u0131l\u0131\u011f\u0131nda olan bir TT avans\u0131) veya gayrikabili r\u00fccu \u2014 ideal olarak teyitli \u2014 bir akreditif.<\/li>\n\n\n\n<li><strong>Yerle\u015fik al\u0131c\u0131, tekrar eden sevkiyatlar:<\/strong> b\u00f6l\u00fcnm\u00fc\u015f bir TT veya belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme, makul g\u00fcvenli\u011fi korurken maliyeti azalt\u0131r.<\/li>\n\n\n\n<li><strong>AB ve Birle\u015fik Krall\u0131k&#8217;taki b\u00fcy\u00fck perakende veya da\u011f\u0131t\u0131m al\u0131c\u0131lar\u0131:<\/strong> a\u00e7\u0131k hesap ko\u015fullar\u0131 genellikle beklenir; bunlar\u0131 bir ticari kredi sigortas\u0131yla e\u015fle\u015ftirin.<\/li>\n\n\n\n<li><strong>S\u0131k\u0131 reefer programlar\u0131ndaki bozulabilir \u00fcr\u00fcnler:<\/strong> LC \u00f6demesinin, teslimat\u0131n gerisinde kalabilecek belge uyumuna ba\u011fl\u0131 oldu\u011funu unutmay\u0131n \u2014 sevkiyattan \u00f6nce ger\u00e7ek\u00e7i belge s\u00fcrelerinde anla\u015f\u0131n.<\/li>\n<\/ul>\n\n<h2 id=\"payment-pei-trade\" class=\"wp-block-heading\">PEI Trade&#8217;de Uygulamada \u00d6deme Ko\u015fullar\u0131<\/h2>\n\n<p class=\"wp-block-paragraph\">PEI Trade, her pazara ve ili\u015fkiye uygun \u015feffaf \u00f6deme ko\u015fullar\u0131yla d\u00fcnya \u00e7ap\u0131ndaki ithalat\u00e7\u0131larla \u00e7al\u0131\u015f\u0131r. \u0130lk sipari\u015fler i\u00e7in genellikle bakiyesi belge kar\u015f\u0131l\u0131\u011f\u0131nda olan bir TT avans\u0131 veya gayrikabili r\u00fccu bir akreditif yap\u0131land\u0131r\u0131r\u0131z; yerle\u015fik ortaklar kredi teminatl\u0131 b\u00f6l\u00fcnm\u00fc\u015f TT, CAD veya a\u00e7\u0131k hesap ko\u015fullar\u0131na ge\u00e7er. \u00d6deme ko\u015fullar\u0131 her zaman \u00fczerinde anla\u015f\u0131lan Incoterm ve sevkiyat plan\u0131yla birlikte belirlenir \u2014 <a href=\"https:\/\/peitrade.com\/tr\/odeme-ve-sevkiyat-sartlari\/\">\u00d6deme ve Sevkiyat Ko\u015fullar\u0131m\u0131za<\/a> ve \u00fcr\u00fcne \u00f6zg\u00fc ko\u015fullar i\u00e7in <a href=\"https:\/\/peitrade.com\/tr\/misir-mango-ihracati-rehberi\/\">M\u0131s\u0131r Mango \u0130hracat Rehberimize<\/a> ve <a href=\"https:\/\/peitrade.com\/complete-egyptian-citrus-export-guide\/\">M\u0131s\u0131r Turun\u00e7gil \u0130hracat\u0131 Tam Rehberimize<\/a> bak\u0131n. \u0130lk sipari\u015finizi yap\u0131land\u0131rmak i\u00e7in ihracat masas\u0131yla sales@peitrade.com veya +20 109 911 1918 \u00fczerinden ileti\u015fime ge\u00e7in.<\/p>\n\n<h2 id=\"sources-references\" class=\"wp-block-heading\">Kaynaklar ve Referanslar<\/h2>\n\n<p class=\"wp-block-paragraph\">Bu k\u0131lavuz, vesikal\u0131 kredileri ve vesaik mukabillerini y\u00f6neten resmi ICC kurallar\u0131na dayanmaktad\u0131r.<\/p>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/iccwbo.org\/business-solutions\/incoterms-rules\/\" target=\"_blank\" rel=\"noreferrer noopener\">Uluslararas\u0131 Ticaret Odas\u0131 \u2014 UCP 600 (vesikal\u0131 krediler) ve URC 522 (vesaik mukabilleri)<\/a><\/li>\n<\/ul>\n\n<div class=\"wp-block-group kb-cite-box has-background is-layout-constrained wp-container-core-group-is-layout-16e3011f wp-block-group-is-layout-constrained\" style=\"border-left-color:#1E3A5F;border-left-width:4px;background-color:#F4F7FA;padding-top:1.25rem;padding-right:1.5rem;padding-bottom:1.25rem;padding-left:1.5rem\">\n<h3 id=\"how-to-cite-this-page\" class=\"wp-block-heading\">Bu Sayfa Nas\u0131l Al\u0131nt\u0131lan\u0131r<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PEI Trade. &#8220;\u0130hracat Ticaretinde \u00d6deme Y\u00f6ntemleri: LC, TT, CAD ve A\u00e7\u0131k Hesap A\u00e7\u0131kland\u0131.&#8221; <em>PEI Trade \u0130hracat Bilgi Taban\u0131.<\/em> https:\/\/peitrade.com\/knowledge-base\/payment-methods-export-trade\/<\/p>\n<\/div>\n\n<h2 id=\"faq\" class=\"wp-block-heading\">S\u0131k\u00e7a Sorulan Sorular<\/h2>\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-q-1\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Bir ihracat\u00e7\u0131 i\u00e7in en g\u00fcvenli \u00f6deme y\u00f6ntemi nedir?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Pe\u015fin \u00f6deme, genellikle telgrafik transfer (TT) ile, en g\u00fcvenlisidir \u00e7\u00fcnk\u00fc ihracat\u00e7\u0131 fonlar\u0131 sevkiyattan \u00f6nce al\u0131r. \u0130thalat\u00e7\u0131n\u0131n tamamen pe\u015fin \u00f6demedi\u011fi durumlarda, teyitli gayrikabili r\u00fccu bir akreditif bir sonraki en g\u00fc\u00e7l\u00fc korumay\u0131 sunar.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-q-2\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Akreditif ile belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme aras\u0131ndaki fark nedir?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Bir akreditif kapsam\u0131nda, ithalat\u00e7\u0131n\u0131n bankas\u0131 uygun belgeler kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6demeyi garanti eder. Belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme kapsam\u0131nda, bankalar belgeleri yaln\u0131zca taraflar aras\u0131nda iletir ve \u00f6demeyi garanti etmez; bu da CAD&#8217;\u0131 daha ucuz ama ihracat\u00e7\u0131 i\u00e7in daha riskli yapar.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-q-3\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">TT \u00f6deme ne anlama gelir?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>TT, telgrafik transfer (Telegraphic Transfer) anlam\u0131na gelir; SWIFT \u00fczerinden g\u00f6nderilen bankadan bankaya elektronik bir havaledir. Tam bir pe\u015fin \u00f6deme veya k\u0131smi bir avans olabilir; bakiye sevk belgeleri kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6denir.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-q-4\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">A\u00e7\u0131k hesap ihracat\u00e7\u0131lar i\u00e7in g\u00fcvenli mi?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A\u00e7\u0131k hesap, mallar \u00f6demeden \u00f6nce teslim edildi\u011fi i\u00e7in ihracat\u00e7\u0131 i\u00e7in en riskli y\u00f6ntemdir. En iyisi g\u00fcvenilir, uzun s\u00fcredir devam eden al\u0131c\u0131larla s\u0131n\u0131rlamakt\u0131r ve genellikle bir ticari kredi sigortas\u0131yla desteklenir.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-q-5\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Incoterms \u00f6deme y\u00f6ntemini belirler mi?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Hay\u0131r. Incoterms nakliyeyi, sigortay\u0131 ve riskin nerede ge\u00e7ti\u011fini tan\u0131mlar; \u00f6deme y\u00f6ntemi sat\u0131\u015f s\u00f6zle\u015fmesinde ayr\u0131ca \u00fczerinde anla\u015f\u0131l\u0131r. Tam bir anla\u015fma her ikisini de belirtir.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Taze \u00fcr\u00fcn ihracat\u00e7\u0131lar\u0131 i\u00e7in LC, TT, belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme (CAD) ve a\u00e7\u0131k hesap a\u00e7\u0131kland\u0131 \u2014 her birinin nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131, riski kimin ta\u015f\u0131d\u0131\u011f\u0131 ve ne zaman kullan\u0131laca\u011f\u0131.<\/p>\n","protected":false},"author":12,"featured_media":14454,"parent":13650,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14453","page","type-page","status-publish","has-post-thumbnail","hentry"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":8}},"mb":[],"featured_image_urls_v2":{"full":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1.jpg",1600,900,false],"thumbnail":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-150x150.jpg",150,150,true],"medium":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-300x169.jpg",300,169,true],"medium_large":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-768x432.jpg",768,432,true],"large":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-800x450.jpg",800,450,true],"1536x1536":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1.jpg",1600,900,false],"woocommerce_archive_thumbnail":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-300x300.jpg",300,300,true],"woocommerce_thumbnail":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-600x338.jpg",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/peitrade.com\/wp-content\/uploads\/2026\/06\/payment-methods-export-trade-hero-1-100x100.jpg",100,100,true]},"post_excerpt_stackable_v2":"<p>Taze \u00fcr\u00fcn ihracat\u00e7\u0131lar\u0131 i\u00e7in LC, TT, belge kar\u015f\u0131l\u0131\u011f\u0131 \u00f6deme (CAD) ve a\u00e7\u0131k hesap a\u00e7\u0131kland\u0131 \u2014 her birinin nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131, riski kimin ta\u015f\u0131d\u0131\u011f\u0131 ve ne zaman kullan\u0131laca\u011f\u0131.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"PEI Trade","url":"https:\/\/peitrade.com\/tr\/author\/pei-trade\/"},"comments_num_v2":"0 comments","mfb_rest_fields":["title","blocksy_meta","featured_image_urls_v2","post_excerpt_stackable_v2","category_list_v2","author_info_v2","comments_num_v2"],"_links":{"self":[{"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/pages\/14453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/comments?post=14453"}],"version-history":[{"count":2,"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/pages\/14453\/revisions"}],"predecessor-version":[{"id":14458,"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/pages\/14453\/revisions\/14458"}],"up":[{"embeddable":true,"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/pages\/13650"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/media\/14454"}],"wp:attachment":[{"href":"https:\/\/peitrade.com\/tr\/wp-json\/wp\/v2\/media?parent=14453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}